.Union Financing Minister Nirmala Sitharaman3 minutes reviewed Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Minister Nirmala Sitharaman introduced that the authorities intends to open over 30 thousand brand new PMJDY accounts during 2024-25.Rundown reporters, Sitharaman unveiled that as of August 14, 2024, an overall of 531.3 thousand Jan-Dhan accounts have levelled since the scheme's launch a many years earlier, with a cumulative deposit balance of Rs 2.3 mountain.The ordinary difference per account has boosted coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 per-cent of these profiles are actually presently active." PMJDY has played an important role throughout the pandemic, particularly for ladies," said Sitharaman.Even with the allowance for no equilibrium and the absence of a minimum equilibrium need, simply 8.4 per cent of the profiles sustain a no harmony. The plan has actually been particularly effective in rural as well as semi-urban regions, where 66.6 per cent of the accounts are located.Since August 14, 2024, ladies account owners exemplify 55.6 per-cent of the complete profiles, totaling up to 295.6 million profiles, depending on to the Department of Money.
Currently, 99.95 per-cent of all inhabited communities possess banking facilities offered within a 5-kilometre span with different touchpoints, including banking company branches, automated bank clerk makers, banking correspondents, and India Article Settlements Bank.Since August 14, 2024, there more than 1.73 billion surgical CASA (current account savings account) profiles in the nation, including more than 530 thousand surgical PMJDY profiles.Relating to social security programs, Sitharaman highlighted that over 200 million increasing enrolments have actually provided life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual costs of Rs 436.Also, over 450 million collective enrolments have actually given one-year unintentional cover of Rs 2 lakh (for fatality or even irreversible complete impairment) and also Rs 1 lakh (for permanent limited disability) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 each year.The Atal Pension Yojana has actually registered over 68 thousand clients.In regards to credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million collective loans totaling up to Rs 29.93 trillion (as of July 12, 2024) have been allowed to deliver collateral-free institutional money management to mini and small company devices around Rs 10 lakh for income-generating tasks.Under the Stand Up India Plan, 236,000 advancing fundings totting Rs 53,609 crore (as of July 15, 2024) have actually been approved to Planned Caste, Scheduled Group, and also females business people for setting up greenfield ventures.Also, the Pradhan Mantri SVANidhi plan has actually approved loans worth Rs 12,630 crore to 6.52 million street merchants as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing down payment balance of Rs 2.3 trillion.u00b7 There more than 1.73 billion important CASA accounts.u00b7 Females account holders consist of 55.6% of total accounts.Very First Published: Aug 27 2024|9:37 PM IST.